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    The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage- The FDCPA doesn?t cover debts you incurred to run a business-Can a debt collector contact me any time or any place? ll be able to document what the collector received- Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit- Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact- The creditor or the debt collector still can sue you to collect the debt- Can a debt collector contact anyone else about my debt?ck Why give money to people trashing our community?This number is Rosenthal, Stein and Associates- www-ripoffreport-com blabber-mouth rosenthal-stein-and rosenthal-stein-and-associates,htm They are a debt collector that use attorney sounding names and legal terms in an effort to intimidate people HOW ABOUT FEDERAL TRADE COMMISSION INFORMATION INSTEAD OF BBB BBB IS A WASTE OF TIME - THEY CAN'T AND WON'T DO A THING File complaints with Federal Trade Commission www-ftccomplaintassistant-gov FTC_Wizard-aspx?This number has been calling me on & off for about months now- From a "private number" or "blocked call" I now pay - a month to have this number unblocked due to the fact if I am to answer they are heavy breathing, saying my name & doing sexual innuendos- I have made a police report but they said are unable to track the number because it is a prepaid cell phone- If anyone has any information, it would be more of a help then you know Stated that I had been approved for a Small Business Grant, yet wanted me to pay - for the package, Then went on to state that if I wasn't approved for the grant, the - was fully refundable, He then asked if I agreed & I told him NO That I shouldn't have to pay to receive money, The guys name is Patrick, Be aware all out there Never give out ANY information to people like this Accident Attorney Company Of Hawthorne Hawthorne, CA () - Accident Attorney Company Of Hawthorne, provides the best personal injury expertise in the area- You can trust, we can handle your problem Personal Injury, Personal Injury Lawyer, Accident Lawyer, Accident Attorney, Personal Injury Attorney"Financial freedom prerecorded message; same spiel from different phone numbers- Press for more info, press if financially well-off- Don't press anything- Firm is not identified; could be legit, could be phishing scam-"Multiple calls in several hours have put number on do not call list with them but the calls keep coming in every hour- Tried calling the carrier but they were no help saying that you would have to file a report with your police department & that they would not help- Said they can not control who calls yougot a call on my cell, no message- Another number called my work several times, I wonder if they belong to the same owner- Agree with Neon, the Do Not Call List seems useless in this case- Actually some other cases too Called my office number, said his name was "Ralph Mets" from "National" left voicemail, says he has an "opportunity" for me- Sounded a lot like cold calls from Casimir, who also calls me on my office line, despite dozens of requests not to do so As I have indicated on several occassions and in regard to other "degenerate" debt collectors with other various numbers, the best way to deal with these people and others is to basically"NOT DEAL AT ALL" In other words, NEVER, EVER answer the phone or if you accidentally do, hang up immediately Do not engage them in any way with any conversation- This way, they can never upset you or cause an increase in anxiety - which is what their intentions are to begin with- If you have the ability to "block" their number on your cell phone, then that is the best solution- Otherwise, just simply NEVER, EVER converse with them- You will feel very satisfied with this approach - I guarantee you Dang, just posted the last post and they called me again- The woman could barely speak English and said they are indeed from the Acai Berry- I could not hear anything she was saying because of the noise in the background- I said I had reported her company but all she kept saying was Jackie is that you? This idiot keeps calling my cell phone all hours of the night- He is rude and vulgar and enjoys making sexual comments to me about myself and my child- If he a very sick person and needs help- I have reported him on other websites as well as the local PD and will continue to report it everytime until he is arrestedis a surveying portion of SUNTRUST Bank - they do contact clients randomly to see if you are satisfied with transactions and treatment when you have visited a branch bank; I obtained this info from my local SUNTRUST Bank branch- Call them, and they will verify the phone number for you- B-H- in Florida I received a call from the above named telephone number this morning, September , - When I answered the phone, I could hear someone talking in the background, but no one actually answered me- When I said "hello" the second time, whoever was on the other end of the line hung up- I tried calling the number back, and the first time, I got a recording, saying "the number is no longer in service-" The second time I tried to call the number, I got a busy signal Some man called from this number demanding personal information about our business owners- I refused to give information and the man on the phone said he is going to call me over and over every day until I tell him- Had the number blocked by our phone company immediately upon hanging up I received a call from () - on Thursday, January , - The person, "Jonathan", who called claimed to be from the Law Offices of Berg & Associates, and was calling to collect a debt on behalf of Ace Cash and was threatening to take me to court for an amount of ,-, however if I was willing to settle out of court, I would only have to pay , This is a fraudulent company, there is a Law Office of Berg & Associates, however they are not located in California, and the number calling me is a area code which is Los Angeles, Ca- When I called them back yesterday the voice mail picked up and the name with the same voice of the person who called me, said "Hey this is Brad", clearly not Jonathan- Be very aware of fraudulent companies or people who are calling to collect money or personal information from you These calls are real pain we registered in no call list & we still get these stupid calls- Was under the impression your site was used to stop these calls- Guess your another company that does not live up to what they claim It was Wachovia- It sounds like they are going to change completely over to Wells Fargo- I got a recording on my voicemail and all I could catch was "you could still use your existing Wachovia ATM card and PIN when it converts over to "Wells Fargo"This number has been calling me between two and three times per day for the last two weeks at all hours of the day- I called back the number and there was a recording that it is for some survey that they are wanting to do (an automated recording) and advised that it would call back again at another time, then hung up-I would love to find a way to know who is responsible for the calls so that I can have them stop, as they are VERY annoying That information is partially untrue- In order to make them not contact you, you must send a cease and desist letter- Telling them over the phone does not count as there is no verification that the conversation ever happened and even if it is recorded, there is no way to prove who the conversation was between- This is why a certified letter must be sent- After they receive the letter, they may contact you one further time to let you know they will not be contacting you and what steps they plan to take over the debt- At that point most collections companies will either take you to court or sell the debt to yet another debt collector and you would have to start again Calls, then goes to a busy signal when we don't answer- Caller ID says: TEXAS- Called to see what it is, and got a recording saying it was disconnected, even though it just called- Clearly a scam of some kind, so now BLOCKEDThe do not call registry does not do a thing- I have been on the list for years and everytime I register a complaint, they just take the info and use it for "statitical reasons"- They are powerless to do anything- Unl;ess the caller threatens you, then law enforcement gets involved- All charities, political organizations, newspaper sales, and anyone you have ever done business with, along with bill collectors are exempt They were looking for someone on my island with the same last name as mine- Asked me questions about whether I knew the other family on the island with the same last name- I told them I only know *of* them, but don't know them personally- Very strange call I have been receiving a phone call from this number everyday - a day for last couple of weeks- The person on the identifies himself an investigator legal consultant indication that they are calling in regards to a financial legal matter that requires my attention- They are attempting to force a payment out of me for legal charges against me I have a letter from "Tennessee Legal Advocates" with "," as the phone number- Sounds like the one you got, Step, but different names- Mine says "State of Tennessee Licensed" at the top- At the bottom of the page is "Memphis Office"-I googled the phone number to find this blog-Any info appreciated-JPI applied for a job at Office Depot through the DWS located in Ogden, Utah- I was then hit with multiple emails from Findly & The Hive "on behalf of Office Depot and Office Max which are legitimate companies within the USA- When I went on the live Chat I realized that the person on the other end had very limited command and knowledge of English- She then gave me a telephone number to contact Office Depot's Human Resources Department directly- The problem is that when doing a reverse telephone number search through White Pages-com that number was not listed for "privacy reasons" and the number is also in yet a different city and county in Florida- Here is the probing question I have for all of you out there in cyber-space- Would a legitimate company operating within the boundaries of the USA have a private telephone number?Not on your life, people I been getting calls from a Mr- brooks, yelling at both my wife and my voice mail that we owe a dentist for service- The problem is the service was never completed- Bottom line is that I would be more than happy to deal with this if he would of called and been more professional and friendly about the whole thing- I have since called back and harrased him numerous times- It's been fun I just typed in the phone number that keeps calling me-and I find all of you here with the same thing happening,same phone number,they call, and hang up,hoping you will call back I guess-but since I read your post-I am saving my minutes,also I am signed up for the DO NOT CALL on my cell, so I guess this is why they hang up,they can say it is a wrong number,and not get in trouble for calling numbers on the do not call list, Sherry They have called me times today- They say they are from a organization that helps you earn money at home- I told them every time that I didn't want to do this, and didn't want them calling again, but still am getting phone calls Made verbal threats, tried to intimidate me- Moreover I am a federal law enforcement officer- I will be going down his office in Texas for a face to face meeting- The difference I have a badge- And he doesn't I noticed these papers all over the ground, and in the street- There must have been over fliers- STOP TRASHING ANAHEIMThe IRS logo implies they are approved by the IRS- But if you go to the IRS website, they are not part of the IRS free tax filing serviceapps-irs-gov app free File jsp index-jsp?Harassment- Debt collectors may not harass, oppress, or abuse you or any third parties they contact- For example, they may not: use threats of violence or harm; publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies); use obscene or profane language; or repeatedly use the phone to annoy someone- False statements- Debt collectors may not lie when they are trying to collect a debt- For example, they may not: falsely claim that they are attorneys or government representatives; falsely claim that you have committed a crime; falsely represent that they operate or work for a credit reporting company; misrepresent the amount you owe; indicate that papers they send you are legal forms if they aren? t legal forms if they are- Debt collectors also are prohibited from saying that: you will be arrested if you don? ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action- Debt collectors may not: give false credit information about you to anyone, including a credit reporting company; send you anything that looks like an official document from a court or government agency if it isn?

    U be the judge I received a call from this number when I said hello this woman started saying I won multiple gift cards for different amounts- She never stated who she wanted to speak to or stated where she was calling from then quickly needed me to verify my info so I hung up No message- Called the number back- Answering machine said it was a firm by the name of "David Shaw and Dufek"- Apparently a "spoofed" number as their firm is listed as being in San Diego, not Los Angeles Yup, this got calls during the day, when I pick up the phone nothing, so I called it back and all of a sudden "timer starting" so I hung up real quick-I tried to do a "reverse look up" but nothing, what a total waste of time A recorded message said I needed to call back immediately- I called the number back to find out the company name, and the recording said: If you received a call, press to talk to someone immediately I did not press and received a message saying no one was available- No company name given anywherea man with an accent called this afternoon speaking with my grandmother stating that we had won over million dollars and a new car- All they needed was for us to go to western union and send them - I could here her getting frustrated so I went to see what was going on, I took the phone from her after the man got mad at her for telling him she would have to consult with my grandfather first before giving any information, He then proceeded to tell me he was the FBI, give me a break- if this number calls you, hang up the phone and don't fall to becoming a victim of these scammers Just got a call from , They didn't leave a message- I called the number back and it's a dead number- How do these flakes get away with this and what is their devious purpose in calling numbers with the intent on hanging up and never connecting with the person they called?

    S CRACKING DOWN AND SHUTTING THEM DOWNAlso report your calls and contacts with debt collectors at www-budhibbs-com index-html If the company is listed under agencies ?

    report there- If not on the list YET, click on Watchlist and add to the list- You can also post here www-collectorsexposed-com forum index-php?

    Langen Your State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www-naag-org If you or they are located in NY ?

    use this SPECIAL Link www-NYDebt Help-com This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices- HE?

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